*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}:root{--navy:#0e1e3d;--navy-mid:#16305e;--navy-light:#e8edf5;--gold:#b8942a;--gold-light:#d4aa44;--cream:#fafaf8;--warm-gray:#efefeb;--border:#e2e2dc;--text-dark:#0e1e3d;--text-mid:#4a5568;--text-light:#8896a8;--white:#ffffff;--radius:3px;--radius-lg:10px}html{scroll-behavior:smooth}body{font-family:'Mulish',sans-serif;color:var(--text-dark);background:var(--white);overflow-x:hidden}.topbar{background:var(--navy);padding:0.5rem 5%;display:flex;justify-content:flex-end;align-items:center;gap:2rem}.topbar a{color:rgba(255,255,255,0.75);text-decoration:none;font-size:0.8rem;display:flex;align-items:center;gap:0.4rem;transition:color 0.2s}.topbar a:hover{color:#fff}nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,0.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;padding:0 5%;height:72px}.nav-logo img{height:44px;width:auto;display:block}.nav-links{display:flex;gap:2.5rem;list-style:none;align-items:center}.nav-links a{color:var(--text-mid);text-decoration:none;font-size:0.875rem;font-weight:500;letter-spacing:0.02em;transition:color 0.2s}.nav-links a:hover{color:var(--navy)}.nav-cta{background:var(--navy)!important;color:#fff!important;padding:0.65rem 1.5rem!important;border-radius:var(--radius)!important;font-size:0.825rem!important;font-weight:600!important;letter-spacing:0.02em!important;transition:background 0.2s!important}.nav-cta:hover{background:var(--navy-mid)!important}.hero{background:var(--white);padding:5rem 5% 0;position:relative;overflow:hidden}.hero-inner{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;padding-bottom:5rem}.hero-tag{display:inline-flex;align-items:center;gap:0.5rem;background:var(--navy-light);color:var(--navy);padding:0.4rem 1rem;border-radius:100px;font-size:0.75rem;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;margin-bottom:1.75rem}.hero-tag::before{content:'';width:6px;height:6px;background:var(--navy);border-radius:50%;display:block}.hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.4rem,4.5vw,3.8rem);color:var(--navy);line-height:1.15;margin-bottom:1.5rem}.hero h1 em{font-style:italic;color:var(--gold)}.hero-lead{color:var(--text-mid);font-size:1.05rem;line-height:1.8;margin-bottom:2.5rem;max-width:500px}.hero-btns{display:flex;gap:1rem;flex-wrap:wrap}.btn-navy{background:var(--navy);color:var(--white);padding:0.9rem 2.2rem;border-radius:var(--radius);font-weight:600;font-size:0.875rem;text-decoration:none;transition:background 0.2s,transform 0.15s;display:inline-block}.btn-navy:hover{background:var(--navy-mid);transform:translateY(-1px)}.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--border);padding:0.9rem 2.2rem;border-radius:var(--radius);font-weight:500;font-size:0.875rem;text-decoration:none;transition:border-color 0.2s,background 0.2s;display:inline-block}.btn-ghost:hover{border-color:var(--navy);background:var(--navy-light)}.hero-right{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.stat-card{background:var(--cream);border:1px solid var(--border);border-radius:var(--radius-lg);padding:1.75rem 1.5rem;transition:box-shadow 0.2s}.stat-card:hover{box-shadow:0 6px 24px rgba(14,30,61,0.06)}.stat-card.span2{grid-column:span 2}.stat-num{font-family:'Playfair Display',serif;font-size:2.8rem;color:var(--navy);line-height:1;margin-bottom:0.4rem}.stat-label{font-size:0.85rem;color:var(--text-mid);line-height:1.5}.stat-accent{color:var(--gold)}.band{background:var(--navy);padding:2.5rem 5%;overflow:hidden}.band-inner{max-width:1120px;margin:0 auto;display:flex;gap:3rem;align-items:center;flex-wrap:wrap}.band-item{display:flex;align-items:center;gap:0.75rem;color:rgba(255,255,255,0.8);font-size:0.875rem;font-weight:500}.band-dot{width:8px;height:8px;background:var(--gold-light);border-radius:50%;flex-shrink:0}section{padding:6rem 5%}.section-inner{max-width:1120px;margin:0 auto}.section-label{font-size:0.72rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);margin-bottom:0.6rem}.section-title{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3vw,2.6rem);color:var(--navy);line-height:1.2;margin-bottom:1rem}.section-sub{color:var(--text-mid);font-size:1rem;line-height:1.8;max-width:600px}.section-header{margin-bottom:3.5rem}.features{background:var(--cream)}.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--border);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden}.feature-cell{background:var(--white);padding:2rem 1.75rem;transition:background 0.2s}.feature-cell:hover{background:var(--cream)}.f-number{font-family:'Playfair Display',serif;font-size:2rem;color:var(--navy-light);line-height:1;margin-bottom:1rem;font-weight:700}.f-title{font-size:0.9rem;font-weight:700;color:var(--navy);margin-bottom:0.5rem;letter-spacing:0.01em}.f-text{font-size:0.875rem;color:var(--text-mid);line-height:1.7}.process{background:var(--white)}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;margin-top:3.5rem}.step{position:relative}.step-line{position:absolute;top:22px;left:calc(50% + 22px);right:calc(-50% + 22px);height:1px;background:var(--border)}.process-grid .step:last-child .step-line{display:none}.step-bubble{width:44px;height:44px;background:var(--navy);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.1rem;margin-bottom:1.25rem}.step h3{font-size:0.95rem;font-weight:700;color:var(--navy);margin-bottom:0.5rem}.step p{font-size:0.875rem;color:var(--text-mid);line-height:1.7}.services{background:var(--cream)}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3.5rem}.service-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;transition:transform 0.2s,box-shadow 0.2s}.service-card:hover{transform:translateY(-3px);box-shadow:0 12px 36px rgba(14,30,61,0.08)}.service-img{height:168px;background:var(--navy);display:flex;align-items:center;justify-content:center;position:relative}.service-img::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(184,148,42,0.18) 0%,transparent 60%)}.service-img span{font-family:'Playfair Display',serif;font-style:italic;color:rgba(255,255,255,0.2);font-size:0.9rem;position:relative;z-index:1}.service-body{padding:1.5rem}.service-body h3{font-size:0.78rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--navy);margin-bottom:0.5rem}.service-body p{font-size:0.875rem;color:var(--text-mid);line-height:1.7}.faq{background:var(--white)}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:3.5rem}.faq-item{border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden}.faq-question{width:100%;text-align:left;background:none;border:none;cursor:pointer;padding:1.25rem 1.5rem;display:flex;justify-content:space-between;align-items:flex-start;gap:1rem;font-family:'Mulish',sans-serif;font-size:0.9rem;font-weight:700;color:var(--navy);transition:background 0.15s;line-height:1.4}.faq-question:hover{background:var(--cream)}.faq-icon{flex-shrink:0;margin-top:2px;width:20px;height:20px;border-radius:50%;border:1.5px solid var(--navy);display:flex;align-items:center;justify-content:center;transition:transform 0.25s,background 0.2s}.faq-icon svg{width:9px;height:9px;stroke:var(--navy);fill:none;stroke-width:2.5}.faq-item.open .faq-icon{transform:rotate(180deg);background:var(--navy)}.faq-item.open .faq-icon svg{stroke:white}.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.3s ease,padding 0.3s;padding:0 1.5rem;font-size:0.875rem;color:var(--text-mid);line-height:1.75}.faq-item.open .faq-answer{max-height:500px;padding:0 1.5rem 1.5rem}.faq-answer ul{padding-left:1.1rem;margin-top:0.4rem;display:flex;flex-direction:column;gap:0.3rem}.faq-answer li{list-style:disc}.trust{background:var(--navy);padding:6rem 5%}.trust .section-title{color:var(--white)}.trust .section-sub{color:rgba(255,255,255,0.6);max-width:660px}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3.5rem}.trust-card{border:1px solid rgba(255,255,255,0.1);border-radius:var(--radius-lg);overflow:hidden;transition:background 0.2s}.trust-card:hover{background:rgba(255,255,255,0.05)}.trust-card-img{height:150px;background:rgba(255,255,255,0.04);border-bottom:1px solid rgba(255,255,255,0.07);display:flex;align-items:center;justify-content:center}.trust-card-img span{font-family:'Playfair Display',serif;font-style:italic;color:rgba(255,255,255,0.18);font-size:0.875rem}.trust-card-body{padding:1.5rem}.trust-card h3{font-size:0.72rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--gold-light);margin-bottom:0.5rem}.trust-card p{font-size:0.875rem;color:rgba(255,255,255,0.6);line-height:1.7}.cta-section{background:var(--cream);padding:6rem 5%}.cta-box{max-width:1120px;margin:0 auto;background:var(--navy);border-radius:16px;padding:4rem 5rem;display:flex;justify-content:space-between;align-items:center;gap:3rem}.cta-box h2{font-family:'Playfair Display',serif;font-size:clamp(1.6rem,2.5vw,2.2rem);color:var(--white);line-height:1.2}.cta-box p{color:rgba(255,255,255,0.6);font-size:0.95rem;margin-top:0.75rem;line-height:1.7;max-width:400px}.cta-right{flex-shrink:0;display:flex;flex-direction:column;gap:0.75rem;align-items:flex-end}.btn-white{background:var(--white);color:var(--navy);padding:0.9rem 2.2rem;border-radius:var(--radius);font-weight:700;font-size:0.875rem;text-decoration:none;transition:background 0.2s,transform 0.15s;display:inline-block;white-space:nowrap}.btn-white:hover{background:var(--cream);transform:translateY(-1px)}.cta-phone{color:rgba(255,255,255,0.5);font-size:0.8rem;text-align:right}footer{background:#070e1f;padding:4rem 5% 2rem}.footer-inner{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:2.2fr 1fr 1fr 1fr;gap:3rem;padding-bottom:3rem;border-bottom:1px solid rgba(255,255,255,0.07)}.footer-logo img{height:38px;margin-bottom:1rem}.footer-logo p{font-size:0.85rem;line-height:1.7;color:rgba(255,255,255,0.38);max-width:240px}.footer-addr{margin-top:1rem;font-size:0.8rem;color:rgba(255,255,255,0.3);line-height:1.7}.footer-col h4{font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.12em;color:rgba(255,255,255,0.5);margin-bottom:1rem}.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:0.6rem}.footer-col a{color:rgba(255,255,255,0.38);text-decoration:none;font-size:0.875rem;transition:color 0.2s}.footer-col a:hover{color:rgba(255,255,255,0.85)}.footer-bottom{max-width:1120px;margin:0 auto;padding-top:1.5rem;display:flex;justify-content:space-between;align-items:center;font-size:0.78rem;color:rgba(255,255,255,0.28)}.footer-bottom a{color:rgba(255,255,255,0.28);text-decoration:none}.footer-bottom a:hover{color:rgba(255,255,255,0.6)}.footer-bottom-links{display:flex;gap:1.5rem}@media (max-width:960px){.hero-inner{grid-template-columns:1fr}.hero-right{grid-template-columns:1fr 1fr}.features-grid{grid-template-columns:1fr 1fr}.services-grid{grid-template-columns:1fr}.process-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr}.faq-grid{grid-template-columns:1fr}.cta-box{flex-direction:column;padding:3rem 2.5rem}.cta-right{align-items:flex-start}.footer-inner{grid-template-columns:1fr 1fr}.nav-links li:not(:last-child){display:none}}